101 UK Brexit Notes

Connemara Programme October 16 2018 pg. 26 costs and limited availability of frontier insurance across these countries, we recommend that you obtain and carry a Green Card to ensure minimum requirements for motor insurance cover are met. If you don’t have proof of third party motor insurance cover, you may not be able to drive in that country. You may also be fined according to the law of that country. Please note that you do not need to request a Green Card yet. If Green Cards are required, this will be communicated to you at an appropriate time. Insurance providers should plan for a scenario where no deal is reached and where they will need to provide for a much higher number of Green Cards. This involves ensuring their current administrative systems are suitable for an increased demand from UK motorists. Travel to the UK by EEA motorists EU motorists will continue to be required to have third party motor insurance cover for travel within the UK. If the UK does not have access to the Green Card-free circulation area on exit day, we expect EEA motorists would need to carry a Green Card as proof of third party motor insurance cover if they wish to travel to the UK with their vehicle. The validity of UK Green Cards in these countries is subject to agreements that need to be reached between the UK’s Motor Insurers’ Bureau and the relevant National Insurers’ Bureaux. These agreements ensure Green Cards are recognised and facilitate the settlement of claims for traffic accident victims. Without a Green Card, you cannot prove you have the appropriate third party motor insurance cover and you would have to purchase local insurance in the UK (also known as frontier insurance). This would provide proof of third party motor insurance cover for a non-UK-registered vehicle in the UK for a limited period of time (period of validity varies depending on policy purchased). However, due to limited availability of frontier insurance in the UK, we recommend that you obtain and carry a Green Card to ensure minimum requirements for motor insurance cover are met. If you don’t have proof of third party motor insurance cover, you would not be permitted to drive in the UK. You may also be fined or subject to other punitive measures.